Montgomery County Elder Law
Philadelphia County Estate Planning Attorney Serving Clients Throughout the Area
Long Term Care
Elder law is a crucial aspect of estate planning that focuses on the unique needs of families and individuals as they age. In Montgomery County, PA, we understand these needs encompass a range of issues, including senior housing, home care, long-term or nursing home care, guardianships, health care documents, and navigating Medicare and Medicaid complexities.
Senior Housing & Long-Term Care Options
As our population ages, the dilemma of long-term nursing home care becomes increasingly pressing. For many in Montgomery County, nursing home care, often not covered by traditional health insurance, represents a significant financial concern. The cost of such care varies widely, but it can deplete personal or family assets rapidly, leading to Medicaid as a potential solution once these assets are exhausted. Our firm is accomplished in creating planning strategies to protect your assets, considering options like long-term care insurance, and maximizing benefits under Medicare and Medicaid.
Understanding Medicare
Medicare, frequently confused with Medicaid, is a federal health insurance entitlement program for people over 65, regardless of income. It comprises two primary parts: Part A covers hospital stays, extended care after a hospital stay, some home health care services, and hospice services. However, it’s crucial to note that Medicare’s rules for nursing home coverage are stringent, covering less than nine percent of nursing home care in the country.
Medicaid in Pennsylvania
Medicaid, a joint federal-state program, differs significantly from Medicare, functioning as a form of welfare rather than an entitlement. Eligibility for Medicaid is determined after submitting the proper application to the state. Our attorneys are adept at assisting seniors and their families with the tough decisions regarding long-term care planning, including exploring Medicaid eligibility as an option.
Senior Housing Options and Transition
Moving to senior housing can be a daunting task, often triggered by health concerns or the loss of a spouse. We advise planning ahead and thoroughly assessing the current situation, including physical care needs and financial resources. It’s essential to consider the costs of staying in place against moving to a senior community. Our approach is multi-phased, recognizing that such transitions can take time, and we encourage exploring the broad range of options available in senior living.
Comprehensive Elder Law Services
Our firm is committed to providing comprehensive elder law services to the residents of Montgomery County. We understand each client’s situation is unique and offer tailored legal solutions to meet these individual needs. From navigating the complexities of Medicare and Medicaid to assisting with senior housing transitions, our team is here to provide knowledgeable and compassionate support.
Informed decision-making is vital in elder law matters. Our firm is dedicated to offering knowledgeable and compassionate legal assistance to the elderly community in Montgomery County. Contact us for support in navigating the complexities of elder law, ensuring peace of mind for you and your loved ones.
Get Started Now
Book An Initial Call With Ravenell Law, LLC Now
Whether you’re in need of an estate planning update, or if you need to determine whether your plan is due for an update, book a call today to get your plan up to date!